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LoanGizmo Privacy Policy

 

 1. Information We Collect
We collect information you enter directly into LoanGizmo or provide to us during your session.

  • Account & Profile Data: Name, email address, password, communications, financial profile details, and payment histories.

  • Financial & Sensitive Data: Mortgage/loan information, application data, and payment details (including encrypted credit card information).

  • Technical & Usage Data: Internet Protocol (IP) address, login credentials, computer/connection details, page response times, visit lengths, page interactions, and browsing methods.

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2. How We Collect Information
We collect your information automatically when you interact with our platform and directly when you input data.

  • Transactions: When you process a transaction or configure a loan profile, we gather the specific personal details you provide (e.g., name, address, email).

  • System Logs: Our software tools automatically log session metrics and device data as you navigate the platform.


 3. Why We Collect Information
We use your Personal and Non-Personal Information to:

  • Operate, maintain, and provide the core LoanGizmo services.

  • Deliver technical support and ongoing customer assistance.

  • Send essential account notifications, service updates, and promotional messages.

  • Generate aggregated statistical data to improve platform performance and formula accuracy.

  • Comply with all applicable financial regulations, national laws, and data standards

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4. Data Storage, Security, and Processing
LoanGizmo is hosted on the Wix.com platform, which provides the infrastructure for our online services.

  • Storage: Your data is stored securely behind a firewall on Wix’s server networks and database applications.

  • Payment Security: All direct payment gateways strictly adhere to PCI-DSS standards managed by the PCI Security Standards Council (Visa, MasterCard, American Express, Discover). This ensures the highest level of secure credit card handling.


5. How We Communicate With You
We may contact you via email, telephone, text message, or postal mail to:

  • Troubleshoot account bugs or formula errors.

  • Resolve financial disputes or collect owed fees.

  • Send company updates, feedback surveys, or policy adjustments.

  • Enforce our User Agreement or comply with national financial laws.


6. Cookies and Tracking Technologies
LoanGizmo and authorized third-party applications (such as Google Analytics) utilize cookies, web beacons, and flash cookies.

  • Purpose: These tools track visitor navigation, optimize system speed, and remember your session preferences.

  • Third-Party Policies: External apps sourced through the Wix App Market maintain their own tracking policies. These external practices are not managed under this policy.

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 7. Managing Your Consent & Data Rights
You retain full control over your personal data.

  • Opt-Out: If you wish to withdraw your consent for data processing, please contact us immediately.

  • Access & Erasure: To access, correct, amend, or permanently delete your personal information, email us directly at info@mymortgagetest.com.


8. Privacy Policy Updates
We reserve the right to modify this policy at any time. Changes take effect immediately upon posting to the website. Material changes will be clearly highlighted here so you always remain aware of how we collect, use, and protect your information.
 

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